Research Advances in the Integration of Financial Education in Higher Levels of Education: a Bibliometric Review

dc.creatorGonzález Prieto, Juan Diego
dc.creatorMejía Franco, Natalia
dc.date2024-08-06
dc.date.accessioned2024-08-13T03:05:42Z
dc.date.available2024-08-13T03:05:42Z
dc.descriptionFinancial decisions are often made without adequate knowledge or experience, leading to hasty decisions. It is crucial to recognize that poor financial management not only affects individuals but also has broader social implications. Every day, financial decisions involve organizations, households and individuals, underscoring the importance of acquiring financial knowledge to make informed choices. In Colombia, a lack of basic financial knowledge contributes to uninformed decision making, highlighting the need for financial education to enhance quality of life and foster confidence in managing finances. The academic sector plays a pivotal role in reshaping students’ financial decision – making process by providing them with them with essential elements to make prudent use of resources. This article reviews the integration of financial education in higher education, analyzing publications registered in the Scopus database from 2000 to 2023 using bibliometric tools such as Bibliometrix and Tree of Science. The review identifies the most relevant authors, countries, journals, and documents in the field, emphasizing the significance of implementation financial education at higher education levels and delineating strategies for its integration. Analysis of 612 documents unveils the origin, evolution, and emerging trends in the field, showcasing the role of financial education in areas such as consumption, retirement, and business. Finally, the article outlines an agenda for future research in this domain.en-US
dc.descriptionCon frecuencia, las personas gestionan sus finanzas sin conocimiento o experiencia adecuada, lo que a menudo resulta en elecciones apresuradas. Es crucial reconocer que una mala gestión financiera repercute tanto en el individuo como en la sociedad en general. Las decisiones financieras cotidianas abarcan organizaciones, hogares y personas, por lo tanto, es fundamental adquirir conocimientos para tomar determinaciones acertadas. En Colombia, se carece de conocimientos financieros básicos, lo que lleva a la toma de decisiones no informadas; la educación financiera mejora la calidad de vida y brinda la confianza para administrar las finanzas. La academia es crucial para cambiar la forma en la que los estudiantes toman decisiones financieras, por ello, brindarles elementos que los capaciten para dar un uso adecuado a los recursos es importante. Este artículo revisa cómo está integrada la educación financiera en la educación superior a través del rastreo de las publicaciones registradas en la base de datos Scopus entre los años 2000 y 2023, las herramientas bibliométricas como Bibliometrix y Tree of Science para identificar los autores, países, revistas y documentos más relevantes en el campo, a fin de establecer la relevancia en la implementación de la educación financiera en los niveles superiores de educación y las diferentes estrategias a llevar a cabo para su articulación. La investigación muestra el origen, evolución y tendencias emergentes del tema, una vez analizados 612 documentos que muestran el papel de la educación financiera con relación al consumo, jubilación y negocios; finalmente, se presenta la agenda para futuras investigaciones.es-ES
dc.descriptionCom frequência, as pessoas gerenciam suas finanças sem conhecimento ou experiência adequados, o que muitas vezes resulta em escolhas precipitadas. É crucial reconhecer que uma má gestão financeira repercute tanto no indivíduo quanto na sociedade em geral. As decisões financeiras cotidianas abrangem organizações, lares e pessoas, portanto, é fundamental adquirir conhecimentos para tomar decisões acertadas. Na Colômbia, falta conhecimento financeiro básico, o que leva a decisões não informadas; a educação financeira melhora a qualidade de vida e proporciona a confiança para administrar as finanças. O meio acadêmico é crucial para mudar a forma como os estudantes tomam decisões financeiras, por isso, fornecerl-hes elementos que os capacitem a usar adequadamente os recursos é importante. Este artigo revisa como a educação financeira está integrada na educação superior por meio do rastreamento das publicações registradas na base de dados Scopus entre os anos 2000 e 2023, utilizando ferramentas bibliométricas como Bibliometrix e Tree of Science para identificar os autores, países, revistas e documentos mais relevantes no campo, a fim de estabelecer a relevância na implementação da educação financeira nos níveis superiores de educação e as diferentes estratégias a serem implementadas para sua articulação. A pesquisa mostra a origem, evolução e tendências emergentes do tema, já que foram analisados 612 documentos que mos- tram o papel da educação financeira em relação ao consumo, aposentadoria e negócios; finalmente, apresenta-se a agenda para futuras pesquisas.pt-BR
dc.formatapplication/pdf
dc.identifierhttps://revistas.unimilitar.edu.co/index.php/ravi/article/view/6907
dc.identifier10.18359/ravi.6907
dc.identifier.urihttps://ciencianacional.co/handle/123456789/200532
dc.journalAcademia y Virtualidad
dc.languagespa
dc.publisherUniversidad Militar Nueva Granadaes-ES
dc.relationhttps://revistas.unimilitar.edu.co/index.php/ravi/article/view/6907/6022
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dc.relation.institutionUniversidad Militar Nueva Granada
dc.rightsDerechos de autor 2024 Academia y Virtualidades-ES
dc.rightshttps://creativecommons.org/licenses/by-nc-nd/4.0es-ES
dc.sourceAcademia y Virtualidad; Vol. 17 No. 2 (2024); 33-51en-US
dc.sourceAcademia y Virtualidad; Vol. 17 Núm. 2 (2024); 33-51es-ES
dc.sourceAcademia y Virtualidad; v. 17 n. 2 (2024); 33-51pt-BR
dc.source2011-0731
dc.subjecttoma de decisiones financierases-ES
dc.subjecteducación financieraes-ES
dc.subjecteducación superiores-ES
dc.subjectbienestar financieroes-ES
dc.subjectFinancial Decision Makingen-US
dc.subjectFinancial Educationen-US
dc.subjectHigher Educationen-US
dc.subjectFinancial Wellbeingen-US
dc.subjecttomada de decisões financeiraspt-BR
dc.subjecteducação financeirapt-BR
dc.subjecteducação superiorpt-BR
dc.subjectbem-estar financeiropt-BR
dc.titleResearch Advances in the Integration of Financial Education in Higher Levels of Education: a Bibliometric Reviewen-US
dc.titleAvances investigativos de la integración de la educación financiera en los niveles superiores de educación: una revisión bibliométricaes-ES
dc.titleAvanços investigativos da integração da educação financeira nos níveis superiores de educação: uma revisão bibliométricapt-BR
dc.typeinfo:eu-repo/semantics/article
dc.typeinfo:eu-repo/semantics/publishedVersion

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