The experience of the solidarity and savings bank Yes Huan of the indigenous-Zapotec municipality of Santa Lucía Miahuatlán is analyzed, which grants consumer loans and micro-business to its members. The objective is to determine their characteristics, their organization and results. In the light of liberal-intercultural communitarian theory and human de­velopment on a human scale, it is observed that, by combining community and liberal elements, they give sustainability to the service based on community par­ticipation, constituting an innovative form of commu­nity management and citizenship to overcome poverty through the combination of individual and collective capacities.